Warning: Late repayment can cause you serious money problems. For help, go to MoneyAdviceService.org.uk

£50 to £25,000

Paid out by

Payday Loans

£50 - £995

Tick - OrangeOnline decision

Tick - OrangeResponsible lenders

Tick - OrangeRates 278% to 1576%

Tick - Orange3-12 month repayment

Personal Loans

£1,000 - £25,000

Tick - OrangeInstant Decision

Tick - Orange60-Second Application

Tick - OrangeRates 4.7% to 278%

Tick - Orange3-36 month repayment

Representative Example: Borrow £700 and pay £111.27 per month for 12 months at an interest rate of 140% per annum (fixed).
The total charge for credit is £635.24 The total amount repayable is £1335.24. Representative 277.5% APR (variable). Your APR rate will be based on your circumstances.
Not all loan types and amounts are eligible for 20 minute payouts. Your chosen bank may increase the time you receive the funds.

What sets us apart from the rest

Quick and Easy Application

No one wants to spend all their time filling out over complicated forms.

Personalise Your Loan Needs

It is no good applying for too much or too short a period – Make your loan your way.

Loans Paid Out Today

One of the fastest payouts available, most receive their money within 15 minutes.

See How We Compare

Loan amount
1,000 - 7,500
Loan term
12 - 60 months
Customer Scores
Great Customer Service
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Loan amount
1,000 - 10,000
Loan term
12 - 60 Months
Customer Scores
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Very Bad Credit Loans No Guarantor No Broker – An Overview

Though it is very difficult to get very bad credit loans no guarantor no broker, lenders are still offering loans without approval credit checker. They also offer guaranteed loans without proper investigations. It is because as they are more concerned about the priority of the borrowers than any kind of enquiry.

The lenders provide bad credit loans, without any kind of penalties. Rather they promise to improve their position with a continuous flow of credits. The lenders even sometimes promise the borrower to improve their current monetary situation. Not only to end their monetary strain and also help them to lead a better life.

Very Bad Credit Loans are Guaranteed Without Guarantor Fee

Some lenders have amazing lending options. Even you have very bad credit; still, borrowers have so many choices to lend money.  Even if you are unemployed you will be accessible to very bad credit loans no guarantor no broker loan and will be approved for a credit loan. Lenders are available with best deals and more options.

The online loan application is available. This is very easy to be approved without proper credit reports. No more meetings or calls, simply filling up the application do the needful as early as possible.

No credit checks

Despite the fact the borrowers have bad credit loans with a bad record, still, the loan is being guaranteed with no credit checks, without any guarantor and broker. Even the loans can be repaid at the convenient time of the borrower. A bad credit loan can repay at any feasible time without any follow up.

Personal loans with no guarantor

  • Without any hassle, loans are approved
  • No credit checks
  • No guarantor and broker
  • Loan value is flexible, which is guaranteed.
  • No hidden charges and no fees for loans are needed.

Bad credit loan with no guarantor no broker 

Is completely paperless job, very simple and very convenient also which save the resources of the borrower for the loan. It is available in secured and safe means, altogether a different experience.

Personal Loan available for bad credit loan

Even you have bad credit, a personal loan is available for you without any credit check, no guarantor and no broker. Sometimes borrower needs a personal loan for small personal purposes like car repair, vet bill and a big amount of energy bill. A personal loan is approved with high interest sometimes if bad credit loan is there. Just has to complete some application, have to choose the amount you need. The instant process starts with the submission of the application for fast payout. Within 15 minutes the money will be transferred.

So bad credit loan is the loan which is not repaid back by borrowers, that is a failure to repay the debt on time. Most of the banks & lenders don’t lend money to borrowers having bad credit with no guarantor a broker. As some still consider failures and pay a debt to them, considering their failure circumstantial no availability of fund. Share your drawbacks & reasons of nonpayment debts, some lenders consider it approve their loan. Bad credit loans proposals are still available for the borrowers.

Loanize is a licensed credit broker and not a lender.

We will never charge you for our service and the lender will not increase the rate to cover our fee to them.

We work with over 40 different lenders to bring you the very best rates from across the UK market.

Representative Example: Borrow £200.00 for 60 days. Repay in 2 payments, first payment in 30 days
Each Payment: £147.04. Total Repayment: £294.08, Interest: £94.08.
Interest p.a: 365%(fixed). Representative APR 1058%

Warning: Late repayment can cause you serious money problems. For help, go to moneyadvice.org.uk.

Do not borrow more than you can pay back as defaulting on payments can lead to serious monetary problems.

Any collateral you have against the amount may be at risk of repossession.

Finding the Right Loan for You

There are many kinds of loans that you can get while using a guarantor. We have divided our site to focus on specific kinds to make it far easier for you to make sure you are getting the finance plan you are looking for.

If you are looking for something specific then check to see if our sub-sites cover what your after. If they don’t just get in contact with us and we will definitely be able to help.

5 most recent personal loan reviews

Review of Ikano Bank

Honest, realistic and genuine, I can't say anymore than that. I had problems with credit in my past that were cleared but unfortunately my credit score was very poor but thankfully Ikano loans gave me a chance to rebuild that. High rates, but that's expected when getting a loan with such bad credit. Thanks again for your support.

Review posted by Peter Harrow, Thornbury

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Review of Money Guru

Excellent communication and a very quick and easy process. Authorisation telephone call was conducted by a friendly and polite lady who explained everything clearly. Would highly recommend this company.

Review posted by Melanie Steele

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Review of Satsuma

The service was simply amazing. I have never taken loans service seriously, my view point has now changed. I needed the money for flight tickets to attend a funeral and I could have not been dealt with in such an amazing manner. The interest rate was also better than I expected. Certainly will be paying the money back early as this was really an emergency and a life saver.

Review posted by Wayne Crouch, Plymouth

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money
All reviews acquired from trustpilot.com for authenticity.