Warning: Late repayment can cause you serious money problems. For help, go to MoneyAdviceService.org.uk

Payday Loans

Tick - OrangeOnline decision

Tick - OrangeResponsible lenders

Tick - OrangeBorrow up to £995

Tick - OrangeRates from 278% to 1576%

Tick - Orange3-12 month repayment

Personal Loans

Tick - OrangeInstant Decision

Tick - Orange60-Second Application

Tick - OrangeFrom £1,000 to £25,000

Tick - OrangeRates from 4.7% to 278%

Tick - Orange3-36 month repayment

What sets us apart from the rest

Quick and Easy Application

No one wants to spend all their time filling out over complicated forms.

Personalise Your Loan Needs

It is no good applying for too much or too short a period – Make your loan your way.

Loans Paid Out Today

One of the fastest payouts available, most receive their money within 15 minutes.

See How We Compare

Loan amount
1,000 - 7,500
Loan term
12 - 60 months
Great Customer Service
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Loan amount
1,000 - 10,000
Loan term
12 - 60 Months
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The mechanism of Loans with no upfront fees and no Guarantor

A crisis situation doesn’t come with a caution board; it can only be handled with efficiency and presence of mind. If we talk about the most sensitive crisis of one’s life which is bankruptcy when even a nominal maintenance charge seems heavy on your pocket and managing finances becomes a very tedious task. It can often be handled by taking loans from the banking institutions or Personal money lenders, but they only help when you have a good credit rating and people to ensure trust in you. While In case of no means available, the Loans with no upfront fees and no guarantor come to the rescue.
Let’s get to know the methodology.

What are loans with no upfront fees and no Guarantor?

These are the loans which have lesser legal formalities as compared to the regular loan agendas followed by the banks. They are formulated to help people who have bad credit score and fewer acquaintances to be their guarantor. Generally, these loans can deal with minor urgencies like bills, rent payments and other petty expenses.

How the mechanism of these loans is run?

Banks want the customers to take a loan from them and there are multiple options available, the consumer just has to do a smart research.

Why the loans with no upfront fees and no guarantor are important?

In those odd rainy days, when you have no money to even submit the school fee of your child and your peers and family turn against helping you to acquire a loan, these loans works as an alternative where you can acquire money without a guarantor without worrying about the additional costs since there are no upfront fees to be paid.

Limitations to these loans

As every coin has two aspects to it, there are some drawbacks to these loans like the interest rate charged. Usually additional costs are eliminated in the process of loans with no upfront fees and no guarantor, however the interest rate is on the higher side making it an expensive alternative but once you successfully repay the amount, you get perks on your credit score.

Advantages of these loans

There are higher chances of quick approve the benefit of the loan taker.

All these benefits are not available in the case of regular loans where the payment methods are rigid and bank centric.

What should you keep in mind before taking that final call?

Indeed, there are plenty of personal lenders available in the market, who may want to give you loans without a guarantor considering your situation; it is preferred to do a comparative study on all the banks to get the best offer with minimum hassle. There are various loan experts available in the industry to support and validate your selection and to counsel you regarding the repayment of previous loans.

Hence, it is advisable that the borrower must clear the debts on time to make sure that the credit rating remains on the positive sides. Please note that the loan experts are at your disposal to help you take the right decision. Hence it is a good practice to consult them.

CashComet is a licensed credit broker and not a lender.

We will never charge you for our service and the lender will not increase the rate to cover our fee to them.

We work with over 40 different lenders to bring you the very best rates from across the UK market.

Representative Example: Borrow £200.00 for 60 days. Repay in 2 payments, first payment in 30 days
Each Payment: £147.04. Total Repayment: £294.08, Interest: £94.08.
Interest p.a: 365%(fixed). Representative APR 1058%

Warning: Late repayment can cause you serious money problems. For help, go to moneyadvice.org.uk.

Do not borrow more than you can pay back as defaulting on payments can lead to serious monetary problems.

Any collateral you have against the amount may be at risk of repossession.

Finding the Right Loan for You

There are many kinds of loans that you can get while using a guarantor. We have divided our site to focus on specific kinds to make it far easier for you to make sure you are getting the finance plan you are looking for.

If you are looking for something specific then check to see if our sub-sites cover what your after. If they don’t just get in contact with us and we will definitely be able to help.

5 most recent personal loan reviews

Review of Ikano Bank

Honest, realistic and genuine, I can't say anymore than that. I had problems with credit in my past that were cleared but unfortunately my credit score was very poor but thankfully Ikano loans gave me a chance to rebuild that. High rates, but that's expected when getting a loan with such bad credit. Thanks again for your support.

Review posted by Peter Harrow, Thornbury

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Review of Money Guru

Excellent communication and a very quick and easy process. Authorisation telephone call was conducted by a friendly and polite lady who explained everything clearly. Would highly recommend this company.

Review posted by Melanie Steele

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Review of Satsuma

The service was simply amazing. I have never taken loans service seriously, my view point has now changed. I needed the money for flight tickets to attend a funeral and I could have not been dealt with in such an amazing manner. The interest rate was also better than I expected. Certainly will be paying the money back early as this was really an emergency and a life saver.

Review posted by Wayne Crouch, Plymouth

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money
All reviews acquired from trustpilot.com for authenticity.