Warning: Late repayment can cause you serious money problems. For help, go to MoneyAdviceService.org.uk

£50 to £25,000

Paid out by

Payday Loans

£50 - £995

Tick - OrangeOnline decision

Tick - OrangeResponsible lenders

Tick - OrangeRates 278% to 1576%

Tick - Orange3-12 month repayment

Personal Loans

£1,000 - £25,000

Tick - OrangeInstant Decision

Tick - Orange60-Second Application

Tick - OrangeRates 4.7% to 278%

Tick - Orange3-36 month repayment

Representative Example: Borrow £700 and pay £111.27 per month for 12 months at an interest rate of 140% per annum (fixed).
The total charge for credit is £635.24 The total amount repayable is £1335.24. Representative 277.5% APR (variable). Your APR rate will be based on your circumstances.
Not all loan types and amounts are eligible for 20 minute payouts. Your chosen bank may increase the time you receive the funds.

What sets us apart from the rest

Quick and Easy Application

No one wants to spend all their time filling out over complicated forms.

Personalise Your Loan Needs

It is no good applying for too much or too short a period – Make your loan your way.

Loans Paid Out Today

One of the fastest payouts available, most receive their money within 15 minutes.

See How We Compare

Loan amount
1,000 - 7,500
Loan term
12 - 60 months
Customer Scores
Great Customer Service
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Loan amount
1,000 - 10,000
Loan term
12 - 60 Months
Customer Scores
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Is unsecured personal loans bad credit no guarantor scheme beneficial?

With simple application process of taking an approval for loans, you can avail of payday loans instantly. Whether you are low on money because of family reason or any personal reason, you can apply for unsecured personal loans bad credit no guarantor scheme to cater the emergency requirement of money at specific places. Some of the urgencies might include medical reason, educational purpose or owning a small shop.

Educational Reason

Suppose you are willing to send your child to the best university in the town or want to send him/ her abroad. You have collected the required amount of money to get an admission, but you need some extra to stay on the safer side.

In this case, you need a certain amount of money which gets an instant approval from the borrower. You might ask your friends or colleagues, but it is always better to look for other options like payday loans. So, with the availability of payday loans, you can borrow an amount of money with instant approval online.

As soon as your need for money gets approved, your borrowed money will be deposited to your account. You can see changes in your bank details either the same day of approval or the very next day. It means you are now free from any hesitation of the requirement of more amount of money if you need later.

Well, this is the unsecured personal loans bad credit no guarantor scheme to make your way easier in fulfilling your dreams instantly.

If you go with the conventional bank procedures, then it will take time to get an approval of loan along with the credit of money in your account. Moreover, banks do not offer low, bad or even no credit schemes to any of its customers.

Medical Reason

In case, you need for extra money to treat your family member. If you go with unsecured personal loans bad credit no guarantor process, your borrowed amount will be deposited instantly to your account. These firms also offer plenty of other schemes to make your borrowing of money more flexible, easy and fast.

Well, medical institutes offer instant loan facility for the family of the patient. Payday loans are considered as the best which you should not neglect when you come across it.

How payday loans are beneficial?

You might hear about high interest rates on payday loans. It is not a myth. You will find several firms offer high interest rates for the small amount of borrowed money. In this case, you should go with the firm which is not only reputed, but it also has some grounds of their own which they would never cross.

You should not overpay for any kind of unsecured personal loans bad credit no guarantor schemes. With the online availability of these firms, you can go with the customer reviews and other important details to understand the capability of the firm. If you are looking for an instant money loan, then payday loan should be your next destination.

Loanize is a licensed credit broker and not a lender.

We will never charge you for our service and the lender will not increase the rate to cover our fee to them.

We work with over 40 different lenders to bring you the very best rates from across the UK market.

Representative Example: Borrow £200.00 for 60 days. Repay in 2 payments, first payment in 30 days
Each Payment: £147.04. Total Repayment: £294.08, Interest: £94.08.
Interest p.a: 365%(fixed). Representative APR 1058%

Warning: Late repayment can cause you serious money problems. For help, go to moneyadvice.org.uk.

Do not borrow more than you can pay back as defaulting on payments can lead to serious monetary problems.

Any collateral you have against the amount may be at risk of repossession.

Finding the Right Loan for You

There are many kinds of loans that you can get while using a guarantor. We have divided our site to focus on specific kinds to make it far easier for you to make sure you are getting the finance plan you are looking for.

If you are looking for something specific then check to see if our sub-sites cover what your after. If they don’t just get in contact with us and we will definitely be able to help.

5 most recent personal loan reviews

Review of Ikano Bank

Honest, realistic and genuine, I can't say anymore than that. I had problems with credit in my past that were cleared but unfortunately my credit score was very poor but thankfully Ikano loans gave me a chance to rebuild that. High rates, but that's expected when getting a loan with such bad credit. Thanks again for your support.

Review posted by Peter Harrow, Thornbury

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Review of Money Guru

Excellent communication and a very quick and easy process. Authorisation telephone call was conducted by a friendly and polite lady who explained everything clearly. Would highly recommend this company.

Review posted by Melanie Steele

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Review of Satsuma

The service was simply amazing. I have never taken loans service seriously, my view point has now changed. I needed the money for flight tickets to attend a funeral and I could have not been dealt with in such an amazing manner. The interest rate was also better than I expected. Certainly will be paying the money back early as this was really an emergency and a life saver.

Review posted by Wayne Crouch, Plymouth

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money
All reviews acquired from trustpilot.com for authenticity.