Warning: Late repayment can cause you serious money problems. For help, go to MoneyAdviceService.org.uk

£50 to £25,000

Paid out by

Payday Loans

£50 - £995

Tick - OrangeOnline decision

Tick - OrangeResponsible lenders

Tick - OrangeRates 278% to 1576%

Tick - Orange3-12 month repayment

Personal Loans

£1,000 - £25,000

Tick - OrangeInstant Decision

Tick - Orange60-Second Application

Tick - OrangeRates 4.7% to 278%

Tick - Orange3-36 month repayment

Representative Example: Borrow £700 and pay £111.27 per month for 12 months at an interest rate of 140% per annum (fixed).
The total charge for credit is £635.24 The total amount repayable is £1335.24. Representative 277.5% APR (variable). Your APR rate will be based on your circumstances.
Not all loan types and amounts are eligible for 20 minute payouts. Your chosen bank may increase the time you receive the funds.

What sets us apart from the rest

Quick and Easy Application

No one wants to spend all their time filling out over complicated forms.

Personalise Your Loan Needs

It is no good applying for too much or too short a period – Make your loan your way.

Loans Paid Out Today

One of the fastest payouts available, most receive their money within 15 minutes.

See How We Compare

Loan amount
1,000 - 7,500
Loan term
12 - 60 months
Customer Scores
Great Customer Service
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Loan amount
1,000 - 10,000
Loan term
12 - 60 Months
Customer Scores
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Get your payday loans no credit check no guarantor money today! 

Typically, a payday loan is the best way to borrow an amount of money when you require it within a short period of time. Anyone can go with payday loans no credit check no guarantor schemes with the simple and hassle-free process.

What are the documents required?

Suppose you are looking for borrowing an instant amount of money. You just need to take your identification proof, address proof along with the bank statement of your wages. Now, you should visit the nearby payday loan centre to get an instant approval.

Whether you are looking for any medical emergency or other situations, your application will get approved in easy steps. You might think, “Is it required to visit physically?” Well, online payday loan sites are also available to make your way of getting loans much easier.

You just need to upload the required documents while filling the online form. It hardly takes 60 seconds of time to make a decision by the respective representative after going through it to check whether you are eligible for the loan or not.

With the hassle-free operation of deposition of payday loans, your approved money either transferred to your account on the same day or very next business day.

How is it trustworthy?

You might think about the reliability of the site as well as the firm. In such case, you are free to visit their office and get all details to verify the details which are present online. You can even make a call to the respective representative to get all details.

Well, one of the factors that you should keep in mind is the interest rate of payday loans. This is because of payday loans no credit check no guarantor scheme usually charges more interest than nominal interest rates of banks or other organizations.

You have to make it clear where the amount of interest rate is feasible or not before opting for the same. It is always recommended not to overpay for any payday loans.

Why no credit check and no guarantor require?

While opting for borrowing payday loans, you do not require any guarantor as common financial institutes demand when you reach their house. This is true because payday loans are offered for fewer amounts as compared to banks and it should be paid back within a short period of time. For this, an early of 30 days’ time is offered to the lenders.

Suppose you are not able to pay the total borrowed amount within the 30 days. In this case, you have to pay the interest rates to increase your period of loan for the next 30 days.

Final Note:

As payday loans no credit check no guarantor interest rates are high, you should try to pay the amount in the first 30 days. You should inform the firm before the completion of your time period so that you do not need to pay any extra fees. If you are looking for short term loans, then a payday loan is the best solution.

Loanize is a licensed credit broker and not a lender.

We will never charge you for our service and the lender will not increase the rate to cover our fee to them.

We work with over 40 different lenders to bring you the very best rates from across the UK market.

Representative Example: Borrow £200.00 for 60 days. Repay in 2 payments, first payment in 30 days
Each Payment: £147.04. Total Repayment: £294.08, Interest: £94.08.
Interest p.a: 365%(fixed). Representative APR 1058%

Warning: Late repayment can cause you serious money problems. For help, go to moneyadvice.org.uk.

Do not borrow more than you can pay back as defaulting on payments can lead to serious monetary problems.

Any collateral you have against the amount may be at risk of repossession.

Finding the Right Loan for You

There are many kinds of loans that you can get while using a guarantor. We have divided our site to focus on specific kinds to make it far easier for you to make sure you are getting the finance plan you are looking for.

If you are looking for something specific then check to see if our sub-sites cover what your after. If they don’t just get in contact with us and we will definitely be able to help.

5 most recent personal loan reviews

Review of Ikano Bank

Honest, realistic and genuine, I can't say anymore than that. I had problems with credit in my past that were cleared but unfortunately my credit score was very poor but thankfully Ikano loans gave me a chance to rebuild that. High rates, but that's expected when getting a loan with such bad credit. Thanks again for your support.

Review posted by Peter Harrow, Thornbury

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Review of Money Guru

Excellent communication and a very quick and easy process. Authorisation telephone call was conducted by a friendly and polite lady who explained everything clearly. Would highly recommend this company.

Review posted by Melanie Steele

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Review of Satsuma

The service was simply amazing. I have never taken loans service seriously, my view point has now changed. I needed the money for flight tickets to attend a funeral and I could have not been dealt with in such an amazing manner. The interest rate was also better than I expected. Certainly will be paying the money back early as this was really an emergency and a life saver.

Review posted by Wayne Crouch, Plymouth

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money
All reviews acquired from trustpilot.com for authenticity.