Warning: Late repayment can cause you serious money problems. For help, go to MoneyAdviceService.org.uk

£50 to £25,000

Paid out by

Payday Loans

£50 - £995

Tick - OrangeOnline decision

Tick - OrangeResponsible lenders

Tick - OrangeRates 278% to 1576%

Tick - Orange3-12 month repayment

Personal Loans

£1,000 - £25,000

Tick - OrangeInstant Decision

Tick - Orange60-Second Application

Tick - OrangeRates 4.7% to 278%

Tick - Orange3-36 month repayment

Representative Example: Borrow £700 and pay £111.27 per month for 12 months at an interest rate of 140% per annum (fixed).
The total charge for credit is £635.24 The total amount repayable is £1335.24. Representative 277.5% APR (variable). Your APR rate will be based on your circumstances.
Not all loan types and amounts are eligible for 20 minute payouts. Your chosen bank may increase the time you receive the funds.

What sets us apart from the rest

Quick and Easy Application

No one wants to spend all their time filling out over complicated forms.

Personalise Your Loan Needs

It is no good applying for too much or too short a period – Make your loan your way.

Loans Paid Out Today

One of the fastest payouts available, most receive their money within 15 minutes.

See How We Compare

Loan amount
1,000 - 7,500
Loan term
12 - 60 months
Customer Scores
Great Customer Service
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Loan amount
1,000 - 10,000
Loan term
12 - 60 Months
Customer Scores
Apply Now

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No Guarantor Loans in UK: Step of Moving Towards Financial Freedom

A Guarantor is a person who gives a promise to the lender to repay a loan or any other form of debt. Guarantor needs to sign a contract which states that in any situation if the borrower not able repay the loan then guarantor will responsible and he or she needs to pay the loan amount. It is basically done to provide financial assistance. To get a credible guarantor is the toughest barrier that stops you to get the loans.

The current situation of the financial markets in all over the world is quite complex. Loans get often rejected on the basis of several factors such as deterioration of the financial condition or not having any “LOAN GUARANTOR.”

But if you are residing in the UK and gradually or slowly your flow of cash is drenching down or having a bad credit rating then you can contact online companies which will provide NO Guarantor loans in UK. Loan experts in UK analyses parameters on primary and secondary basis involved in No Guarantor loans without charging any upfront fees. They offer all possible help to borrowers when they felt in need of the loans such as without any guarantee loans, payday loans or unemployed loans.

Primary factors involved in ‘No Guarantor Loans UK’

  • Repayment capacity.
  • Reliable on income source.
  • Documentation and sanction period.

Secondary factors involved in ‘No Guarantor Loans UK’

  • Repayment process
  • Late fees
  • Making of arrangements for failure in repayment

Now for the same, there are many online credit lenders are available. The best part about giving loans without any guarantee is that these loans get the approval instantly and a time savvy process also on the other hand. It allows a person especially residing in the UK to live freely without any financial tribulations.

Advantages of ‘No Guarantor Loans UK’

  • Potent method of lending of loans in financially unstable market.
  • Loan gets approval on the same day. The process of loan approval gets finished within 20-25 minutes.
  • Amount you needed as a loan is also flexible.
  • Minimal documentation and paperwork required. Hassle free process as just need to tick on few columns and fields of application process.
  • There is no broker fees charged.
  • It has variable interest rates, one can choose as per financial purpose.

No guarantor loan easily available for every person especially in the financial market of UK. The unexpected period of the financial market come in any phase of the life so if you are looking for ‘No Guarantor Loan UK, there is no need to wait for weeks or days to get monetary assistance.

The lenders here are extremely offering you the flexible interest rates and options for making repayment. With the help of online research or reliable brokers, one can easily avail the benefits of bad credit loans or no guaranteed loans.

At the times of financial crisis, it is extremely difficult to find a person without having any form of financial credibility. In urgent need of money, you can save finances through no guarantor loans via online.

Loanize is a licensed credit broker and not a lender.

We will never charge you for our service and the lender will not increase the rate to cover our fee to them.

We work with over 40 different lenders to bring you the very best rates from across the UK market.

Representative Example: Borrow £200.00 for 60 days. Repay in 2 payments, first payment in 30 days
Each Payment: £147.04. Total Repayment: £294.08, Interest: £94.08.
Interest p.a: 365%(fixed). Representative APR 1058%

Warning: Late repayment can cause you serious money problems. For help, go to moneyadvice.org.uk.

Do not borrow more than you can pay back as defaulting on payments can lead to serious monetary problems.

Any collateral you have against the amount may be at risk of repossession.

Finding the Right Loan for You

There are many kinds of loans that you can get while using a guarantor. We have divided our site to focus on specific kinds to make it far easier for you to make sure you are getting the finance plan you are looking for.

If you are looking for something specific then check to see if our sub-sites cover what your after. If they don’t just get in contact with us and we will definitely be able to help.

5 most recent personal loan reviews

Review of Ikano Bank

Honest, realistic and genuine, I can't say anymore than that. I had problems with credit in my past that were cleared but unfortunately my credit score was very poor but thankfully Ikano loans gave me a chance to rebuild that. High rates, but that's expected when getting a loan with such bad credit. Thanks again for your support.

Review posted by Peter Harrow, Thornbury

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Review of Money Guru

Excellent communication and a very quick and easy process. Authorisation telephone call was conducted by a friendly and polite lady who explained everything clearly. Would highly recommend this company.

Review posted by Melanie Steele

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Review of Satsuma

The service was simply amazing. I have never taken loans service seriously, my view point has now changed. I needed the money for flight tickets to attend a funeral and I could have not been dealt with in such an amazing manner. The interest rate was also better than I expected. Certainly will be paying the money back early as this was really an emergency and a life saver.

Review posted by Wayne Crouch, Plymouth

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money
All reviews acquired from trustpilot.com for authenticity.