Warning: Late repayment can cause you serious money problems. For help, go to MoneyAdviceService.org.uk

£50 to £25,000

Paid out by

Payday Loans

£50 - £995

Tick - OrangeOnline decision

Tick - OrangeResponsible lenders

Tick - OrangeRates 278% to 1576%

Tick - Orange3-12 month repayment

Personal Loans

£1,000 - £25,000

Tick - OrangeInstant Decision

Tick - Orange60-Second Application

Tick - OrangeRates 4.7% to 278%

Tick - Orange3-36 month repayment

Representative Example: Borrow £700 and pay £111.27 per month for 12 months at an interest rate of 140% per annum (fixed).
The total charge for credit is £635.24 The total amount repayable is £1335.24. Representative 277.5% APR (variable). Your APR rate will be based on your circumstances.
Not all loan types and amounts are eligible for 20 minute payouts. Your chosen bank may increase the time you receive the funds.

What sets us apart from the rest

Quick and Easy Application

No one wants to spend all their time filling out over complicated forms.

Personalise Your Loan Needs

It is no good applying for too much or too short a period – Make your loan your way.

Loans Paid Out Today

One of the fastest payouts available, most receive their money within 15 minutes.

See How We Compare

Loan amount
1,000 - 7,500
Loan term
12 - 60 months
Customer Scores
Great Customer Service
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Loan amount
1,000 - 10,000
Loan term
12 - 60 Months
Customer Scores
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Opting for Debt Consolidation Loans Bad Credit No Guarantor

There are many persons who are looking for simple ways to get their hands on some money. When it comes to getting a loan the best option in the market at the moment would be opting for Debt consolidation loans bad credit no guarantor which is gradually becoming popular. The main purpose of this will be to tackle your financial difficulties without being hassled by bank employees who refuse to offer you large sums of money without good credit records or guarantors. Are you desperately in need of a large sum of cash? Well, then this loan is your best chance.

What is it?

Debt consolidation loans help you bring down your debt to one stipulated monthly mode of payment. The rate of interest is also controlled from an exorbitant asking percentage to a sufficiently moderate amount.

The biggest advantage which most applicants are provided with is the chance to return the money over an extended span of time. This implies that despite the loan amount being a large sum, you are provided the chance to pay it back in installments over a period of time.


For those customers who are seriously considering the option of such Debt consolidation loans bad credit no guarantor be aware of the features. The basic features which can be identified are as follows:

The problem which most people face while they opt for normal loans is that no matter what the monthly payment is the reduction is usually from the interest amount, while the actual loan amount is unaffected. If you avail of debt consolidation loans not only can you often spread out your loan payment but also flexibility of the amount is offered.
Credit ratings are incredibly improved as a result of such loans. Provided that the customer is able to meet the deadlines and make the payments at the end of all the payments their ratings take a huge hike.
As a customer if the lending personnel notice a huge interest rate in your loans on credit card and other sources they usually charge a small interest on the debt consolidation loan you are applying for.


If you are applying for the Debt consolidation loans bad credit no guarantor then be sure to understand the several benefits it offers. The loan helps improve your failing credit record and can be beneficial to get loans in the future. Repayment options are very comfortable compared to other loans. Also, the premium that is offered by debt collectors is reasonable. There is also no obligatory quote which is required at the start of the loan process.

Free debt consolidation advice is offered by those offering this package to customers. There is also no need to pay a processing fee at the start of the application process for the loan. It is very rare to get loans with bad credit; moreover the lack of necessity for a guarantor makes the deal more appealing. Thus this form of Debt consolidation loans bad credit no guarantor is perfect for those who need quick cash with minimal strings attached.

Loanize is a licensed credit broker and not a lender.

We will never charge you for our service and the lender will not increase the rate to cover our fee to them.

We work with over 40 different lenders to bring you the very best rates from across the UK market.

Representative Example: Borrow £200.00 for 60 days. Repay in 2 payments, first payment in 30 days
Each Payment: £147.04. Total Repayment: £294.08, Interest: £94.08.
Interest p.a: 365%(fixed). Representative APR 1058%

Warning: Late repayment can cause you serious money problems. For help, go to moneyadvice.org.uk.

Do not borrow more than you can pay back as defaulting on payments can lead to serious monetary problems.

Any collateral you have against the amount may be at risk of repossession.

Finding the Right Loan for You

There are many kinds of loans that you can get while using a guarantor. We have divided our site to focus on specific kinds to make it far easier for you to make sure you are getting the finance plan you are looking for.

If you are looking for something specific then check to see if our sub-sites cover what your after. If they don’t just get in contact with us and we will definitely be able to help.

5 most recent personal loan reviews

Review of Ikano Bank

Honest, realistic and genuine, I can't say anymore than that. I had problems with credit in my past that were cleared but unfortunately my credit score was very poor but thankfully Ikano loans gave me a chance to rebuild that. High rates, but that's expected when getting a loan with such bad credit. Thanks again for your support.

Review posted by Peter Harrow, Thornbury

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Review of Money Guru

Excellent communication and a very quick and easy process. Authorisation telephone call was conducted by a friendly and polite lady who explained everything clearly. Would highly recommend this company.

Review posted by Melanie Steele

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Review of Satsuma

The service was simply amazing. I have never taken loans service seriously, my view point has now changed. I needed the money for flight tickets to attend a funeral and I could have not been dealt with in such an amazing manner. The interest rate was also better than I expected. Certainly will be paying the money back early as this was really an emergency and a life saver.

Review posted by Wayne Crouch, Plymouth

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money
All reviews acquired from trustpilot.com for authenticity.