£50 to £25,000
Paid out by †
£50 - £995
Rates 278% to 1576%
3-12 month repayment
£1,000 - £25,000
Rates 4.7% to 278%
3-36 month repayment
Representative Example: Borrow £700 and pay £111.27 per month for 12 months at an interest rate of 140% per annum (fixed).
The total charge for credit is £635.24 The total amount repayable is £1335.24. Representative 277.5% APR (variable). Your APR rate will be based on your circumstances.
† Not all loan types and amounts are eligible for 20 minute payouts. Your chosen bank may increase the time you receive the funds.
What sets us apart from the rest
Quick and Easy Application
No one wants to spend all their time filling out over complicated forms.
Personalise Your Loan Needs
It is no good applying for too much or too short a period – Make your loan your way.
Loans Paid Out Today
One of the fastest payouts available, most receive their money within 15 minutes.
See How We Compare
Credit £3,250 for 36 months | Interest (fixed at 41.16%): £2,464.57. | Total amount payable of £5,714.67.
Representative 49.9% APR. | 36 repayments of: £158.57.
Loans In Newcastle
When you run out of cash, one of the easiest ways to have money is by applying for cash loan Newcastle. You have several options to choose from, such as banks, physical lending firms, or online loans. Each has their different requirements though, such as the credit score, income, collateral, etc.
Banks are usually the stricter ones. Their loan process demands for a longer waiting time to fulfill all the prerequisites, including the background check. If the borrower has poor credit remarks, there’s a lower chance for the loan application to be approved. The same thing goes with conventional loans in Newcastle; their requirements are stern and the approval rate is not that high. However, when it comes to online cash loans, the lenders are more versatile and they entertain even those who have poor credit remarks. The downside is that they have a higher interest rate.
Whatever your choice is, you should consider a few things first to maximize your loaning experience. Indeed, loans are not free money and you need to repay more than what you borrow. However, it is not an unpleasant experience keep these guidelines on hand:
- Shop For Different Cash Loans And Compare Its Offers
Do not settle for one cash loan option alone, instead, select a few more. This way, you can compare each deal and find out who offers the best rate. Check each of the lender’s terms and conditions, interest rates, other charges, flexibility, and repayment period to know which will suit your needs and requirements. Read about their reviews from their past clients and ensure that you are getting a loan provider that offers excellent customer service.
- Gauging The Potential Lender
Once you found the right Newcastle lender, you need to know more about them. Call their customer service and ask if you have any concerns about their terms and conditions. Or if possible, you may visit their physical store to get the answers to your questions.
- Carefully Read And Understand Their Terms And Conditions
It’s not enough to just read the terms and conditions but to fully understand it as well. Ask for the full fine print of the loan agreement to clarify all the charges. There are chances that the lender will miss discussing other fees and the best way to know those charges is to check the entire contract. You may also use the terms and conditions for comparison purposes.
- Apply Only For The Amount That You Can Afford
Cash loans have appealing ads, however, do not be tempted to apply for a higher amount. Even if the lenders offer you the best deals that you’ve ever heard of, think about it a lot of times. Your income may be enough to pay for it monthly but consider if it’s really worthy or not. Going beyond what you are capable of only leads to more debts. Therefore, think about why you are borrowing in the first place and the exact amount you need.
- Be Cautious Of Automatic Withdrawal
One of the payment options is auto-debit. This means that as a borrower, you are granting the lender an access to automatically withdraw from your account on the agreed repayment period. The money taken from your bank will be used to compensate for the loan so that there’s no need for you to hand it personally. This sounds convenient, however, be sure that you’re dealing with a legitimate company and not scammers.
Loanize is a licensed credit broker and not a lender.
We will never charge you for our service and the lender will not increase the rate to cover our fee to them.
We work with over 40 different lenders to bring you the very best rates from across the UK market.
Representative Example: Borrow £200.00 for 60 days. Repay in 2 payments, first payment in 30 days
Each Payment: £147.04. Total Repayment: £294.08, Interest: £94.08.
Interest p.a: 365%(fixed). Representative APR 1058%
Warning: Late repayment can cause you serious money problems. For help, go to moneyadvice.org.uk.
Do not borrow more than you can pay back as defaulting on payments can lead to serious monetary problems.
Any collateral you have against the amount may be at risk of repossession.
Finding the Right Loan for You
There are many kinds of loans that you can get while using a guarantor. We have divided our site to focus on specific kinds to make it far easier for you to make sure you are getting the finance plan you are looking for.
If you are looking for something specific then check to see if our sub-sites cover what your after. If they don’t just get in contact with us and we will definitely be able to help.
5 most recent personal loan reviews
Honest, realistic and genuine, I can't say anymore than that. I had problems with credit in my past that were cleared but unfortunately my credit score was very poor but thankfully Ikano loans gave me a chance to rebuild that. High rates, but that's expected when getting a loan with such bad credit. Thanks again for your support.
Review posted by Peter Harrow, Thornbury
Ease Of Use
Value For Money
Excellent communication and a very quick and easy process. Authorisation telephone call was conducted by a friendly and polite lady who explained everything clearly. Would highly recommend this company.
Review posted by Melanie Steele
Ease Of Use
Value For Money
The service was simply amazing. I have never taken loans service seriously, my view point has now changed. I needed the money for flight tickets to attend a funeral and I could have not been dealt with in such an amazing manner. The interest rate was also better than I expected. Certainly will be paying the money back early as this was really an emergency and a life saver.
Review posted by Wayne Crouch, Plymouth
Ease Of Use
Value For Money