Warning: Late repayment can cause you serious money problems. For help, go to MoneyAdviceService.org.uk

£50 to £25,000

Paid out by

Payday Loans

£50 - £995

Tick - OrangeOnline decision

Tick - OrangeResponsible lenders

Tick - OrangeRates 278% to 1576%

Tick - Orange3-12 month repayment

Personal Loans

£1,000 - £25,000

Tick - OrangeInstant Decision

Tick - Orange60-Second Application

Tick - OrangeRates 4.7% to 278%

Tick - Orange3-36 month repayment

Representative Example: Borrow £700 and pay £111.27 per month for 12 months at an interest rate of 140% per annum (fixed).
The total charge for credit is £635.24 The total amount repayable is £1335.24. Representative 277.5% APR (variable). Your APR rate will be based on your circumstances.
Not all loan types and amounts are eligible for 20 minute payouts. Your chosen bank may increase the time you receive the funds.

What sets us apart from the rest

Quick and Easy Application

No one wants to spend all their time filling out over complicated forms.

Personalise Your Loan Needs

It is no good applying for too much or too short a period – Make your loan your way.

Loans Paid Out Today

One of the fastest payouts available, most receive their money within 15 minutes.

See How We Compare

Loan amount
1,000 - 7,500
Loan term
12 - 60 months
Customer Scores
Great Customer Service
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Loan amount
1,000 - 10,000
Loan term
12 - 60 Months
Customer Scores
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Loans In and Around Manchester

Whenever you’re stuck in a bad financial situation, one of the things you may dream about is waking up next to a pile of money. However, having quick cash is not that easy especially with the numerous requirements that banks are looking at. In addition, the length of the waiting time is too long that it worsens your condition. Fortunately, there are cash loans Manchester readily available when you browse online. In just a matter of minutes, more than a hundred results will be displayed in front of your monitor and your next concern will be choosing the right loan option.

As a responsible borrower, you need to consider a few things for your own safety. Sadly, no matter how well-designed most websites are, there are chances that they are aggregators instead loan providers. Therefore, it is your responsibility to check the potential lender first thoroughly and ensure that they are reliable loan provider. Avoid falling for temptations and promises of quick cash and high approval; rather, focus on the feedback that their previous clients provide.

Here are a few more guidelines that can help you choose the best cash loans in Machester:

  • Pick Only A State-Regulated Lender

As independent lenders, state-regulated lenders are not, in any way, related to banks. However, they have a physical store or an online loan platform which allows borrowers to apply over the Internet; meanwhile, they can have both. To ensure that you’re dealing with a legitimate cash loan lender, you can check with the departments related in this kind of industry. If their company’s not licensed to work in your state and/or as a lender, then the best thing to do is leave and look for another one.

  • Take Advantage Of The Internet

As mentioned above, cash loans for Manchester residents are available in online platforms. This means that without leaving your home, you can submit your loan application by using a stable Internet connection and a device of your choice, such as a laptop, desktop, or a mobile phone. However, you need to thoroughly check the company’s details to find out that you’re viewing a direct lender and not an aggregator. Aggregators will only gather personal information and share it or sell it to the third party and earn money. Another wise move is to check the reviews they have from their previous clients to find out if they offer good service or not.

  • Check with the concerned bureau or department

Usually, this can be the financial or banking department. Check if the lending service provider is accredited or reputable. Also, take note if there are any guest complaints and/or any legal notices.

  • Read The Loan’s Terms And Conditions

Some lenders, although they are legitimate ones, are not transparent with their terms and conditions until you find yourself paying for hidden charges. Therefore, before you affix your signature on the loan contract, read each and every line and ensure that you understand what it says. You can ask the lender prudently if you find vague terms or you can hire a professional to help you.

Loanize is a licensed credit broker and not a lender.

We will never charge you for our service and the lender will not increase the rate to cover our fee to them.

We work with over 40 different lenders to bring you the very best rates from across the UK market.

Representative Example: Borrow £200.00 for 60 days. Repay in 2 payments, first payment in 30 days
Each Payment: £147.04. Total Repayment: £294.08, Interest: £94.08.
Interest p.a: 365%(fixed). Representative APR 1058%

Warning: Late repayment can cause you serious money problems. For help, go to moneyadvice.org.uk.

Do not borrow more than you can pay back as defaulting on payments can lead to serious monetary problems.

Any collateral you have against the amount may be at risk of repossession.

Finding the Right Loan for You

There are many kinds of loans that you can get while using a guarantor. We have divided our site to focus on specific kinds to make it far easier for you to make sure you are getting the finance plan you are looking for.

If you are looking for something specific then check to see if our sub-sites cover what your after. If they don’t just get in contact with us and we will definitely be able to help.

5 most recent personal loan reviews

Review of Ikano Bank

Honest, realistic and genuine, I can't say anymore than that. I had problems with credit in my past that were cleared but unfortunately my credit score was very poor but thankfully Ikano loans gave me a chance to rebuild that. High rates, but that's expected when getting a loan with such bad credit. Thanks again for your support.

Review posted by Peter Harrow, Thornbury

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Review of Money Guru

Excellent communication and a very quick and easy process. Authorisation telephone call was conducted by a friendly and polite lady who explained everything clearly. Would highly recommend this company.

Review posted by Melanie Steele

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Review of Satsuma

The service was simply amazing. I have never taken loans service seriously, my view point has now changed. I needed the money for flight tickets to attend a funeral and I could have not been dealt with in such an amazing manner. The interest rate was also better than I expected. Certainly will be paying the money back early as this was really an emergency and a life saver.

Review posted by Wayne Crouch, Plymouth

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money
All reviews acquired from trustpilot.com for authenticity.