Warning: Late repayment can cause you serious money problems. For help, go to MoneyAdviceService.org.uk

£50 to £25,000

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Payday Loans

£50 - £995

Tick - OrangeOnline decision

Tick - OrangeResponsible lenders

Tick - OrangeRates 278% to 1576%

Tick - Orange3-12 month repayment

Personal Loans

£1,000 - £25,000

Tick - OrangeInstant Decision

Tick - Orange60-Second Application

Tick - OrangeRates 4.7% to 278%

Tick - Orange3-36 month repayment

Representative Example: Borrow £700 and pay £111.27 per month for 12 months at an interest rate of 140% per annum (fixed).
The total charge for credit is £635.24 The total amount repayable is £1335.24. Representative 277.5% APR (variable). Your APR rate will be based on your circumstances.
Not all loan types and amounts are eligible for 20 minute payouts. Your chosen bank may increase the time you receive the funds.

What sets us apart from the rest

Quick and Easy Application

No one wants to spend all their time filling out over complicated forms.

Personalise Your Loan Needs

It is no good applying for too much or too short a period – Make your loan your way.

Loans Paid Out Today

One of the fastest payouts available, most receive their money within 15 minutes.

See How We Compare

Loan amount
1,000 - 7,500
Loan term
12 - 60 months
Customer Scores
Great Customer Service
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Loan amount
1,000 - 10,000
Loan term
12 - 60 Months
Customer Scores
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Loans For People In Liverpool

When it comes to fulfilling minor expenses, a huge amount of loan is not required as this can only cause more trouble. Even if long-term loan offers smaller monthly rate, nobody still wants to take their hard earned money out of their pocket just to pay the loan. Therefore, if you need only a small amount for sudden expenses or emergency bills, small cash loans Liverpool is more advisable as it is customized to compensate for minor expenditures.

Unlike bigger loans that take weeks, if not months to be acquired, cash loans are more convenient and accessible. In fact, if you apply for it now, you can get your desired cash within 24 hours. Aside from the quick money, it is required to be settled in just two weeks, therefore, you have lessened the burden of repaying for a loan every month. Two weeks may sound like a short time, however, since cash loans in Liverpool are very affordable, any borrower can pay for it on time.

However, to be eligible, the Liverpool borrower needs to satisfy the lender’s prerequisites, such as a fixed monthly income and a valid bank account. The good thing is, the lender does not perform any credit check so you’re guaranteed that your loan application will be granted despite the unpleasant credit history you have. But then again, you need to provide the lender a proof of income because they will use your “salary” as a security against the loan. Another advantage of a cash loan is that it can be used for any purpose. You don’t have to explain yourself to the lender about where you will use it, thus, giving you the freedom to utilize the loan on whatever you want, such as purchasing a new gadget, traveling, consolidating small debts, etc. However, the borrower should be responsible enough since the loan is not for free. It comes with an interest rate, therefore, it should be used with precaution.

Secured Cash Loans Vs Unsecured Cash Loansl

Another advantage of a cash loan is that it can be availed as a secured loan or an unsecured loan. Secured loans are types of loan that need collateral, such as a car, jewellery, or any other asset. If you choose this type of loan, the lender will offer a financial option that has a lower rate because, in case of missed payments or default, the lender can repossess the time, sell it, and use the money to settle the remaining loan amount.

On the other hand, if you’re not comfortable with the thought that any of your items will not be returned in case of default, then you can opt for an unsecured loan. Although you don’t need to provide any collateral, the interest rate of the loan is higher than the secured one. Therefore, before you affix your signature with any loan contract, you should evaluate a few things first, such as if you really need the loan and how much do you really need. Moreover, be sure that your upcoming income is enough to cover the entire loan amount.

Loanize is a licensed credit broker and not a lender.

We will never charge you for our service and the lender will not increase the rate to cover our fee to them.

We work with over 40 different lenders to bring you the very best rates from across the UK market.

Representative Example: Borrow £200.00 for 60 days. Repay in 2 payments, first payment in 30 days
Each Payment: £147.04. Total Repayment: £294.08, Interest: £94.08.
Interest p.a: 365%(fixed). Representative APR 1058%

Warning: Late repayment can cause you serious money problems. For help, go to moneyadvice.org.uk.

Do not borrow more than you can pay back as defaulting on payments can lead to serious monetary problems.

Any collateral you have against the amount may be at risk of repossession.

Finding the Right Loan for You

There are many kinds of loans that you can get while using a guarantor. We have divided our site to focus on specific kinds to make it far easier for you to make sure you are getting the finance plan you are looking for.

If you are looking for something specific then check to see if our sub-sites cover what your after. If they don’t just get in contact with us and we will definitely be able to help.

5 most recent personal loan reviews

Review of Ikano Bank

Honest, realistic and genuine, I can't say anymore than that. I had problems with credit in my past that were cleared but unfortunately my credit score was very poor but thankfully Ikano loans gave me a chance to rebuild that. High rates, but that's expected when getting a loan with such bad credit. Thanks again for your support.

Review posted by Peter Harrow, Thornbury

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Review of Money Guru

Excellent communication and a very quick and easy process. Authorisation telephone call was conducted by a friendly and polite lady who explained everything clearly. Would highly recommend this company.

Review posted by Melanie Steele

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Review of Satsuma

The service was simply amazing. I have never taken loans service seriously, my view point has now changed. I needed the money for flight tickets to attend a funeral and I could have not been dealt with in such an amazing manner. The interest rate was also better than I expected. Certainly will be paying the money back early as this was really an emergency and a life saver.

Review posted by Wayne Crouch, Plymouth

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money
All reviews acquired from trustpilot.com for authenticity.