Warning: Late repayment can cause you serious money problems. For help, go to MoneyAdviceService.org.uk

£50 to £25,000

Paid out by

Payday Loans

£50 - £995

Tick - OrangeOnline decision

Tick - OrangeResponsible lenders

Tick - OrangeRates 278% to 1576%

Tick - Orange3-12 month repayment

Personal Loans

£1,000 - £25,000

Tick - OrangeInstant Decision

Tick - Orange60-Second Application

Tick - OrangeRates 4.7% to 278%

Tick - Orange3-36 month repayment

Representative Example: Borrow £700 and pay £111.27 per month for 12 months at an interest rate of 140% per annum (fixed).
The total charge for credit is £635.24 The total amount repayable is £1335.24. Representative 277.5% APR (variable). Your APR rate will be based on your circumstances.
Not all loan types and amounts are eligible for 20 minute payouts. Your chosen bank may increase the time you receive the funds.

What sets us apart from the rest

Quick and Easy Application

No one wants to spend all their time filling out over complicated forms.

Personalise Your Loan Needs

It is no good applying for too much or too short a period – Make your loan your way.

Loans Paid Out Today

One of the fastest payouts available, most receive their money within 15 minutes.

See How We Compare

Loan amount
1,000 - 7,500
Loan term
12 - 60 months
Customer Scores
Great Customer Service
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Loan amount
1,000 - 10,000
Loan term
12 - 60 Months
Customer Scores
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Loans In Coventry

Today’s economy gave way to a higher cost of living and limited income, resulting to most people living from paycheck to paycheck. Borrowing money has become a frequent practice to fulfill financial needs. However, more problems occur when the borrower fails to repay the loan on time or worse if he stopped compensating for the loan at all. Because of defaults, arrears, etc., the borrower’s credit score is affected negatively. Nevertheless, bad credit remarks are common nowadays and no one can deny that even with a bad credit profile, a borrower in need is still capable of repaying the loan back.

What Are Credit Scores?

Banks and traditional lending institutions usually look for the borrower’s credit history. They use it to determine whether the borrower is a high risk or a low risk to their product. If the borrower’s history shows that he is able to repay the loan on time, then he’s likely to have good or excellent credit scores. Meanwhile, if the borrower fails to compensate for the loans in Coventry on time or has defaulted, then he’s likely to have bad or poor credit remarks. But despite the unpleasant credit score that a borrower has, there are bad credit loans available when they are in need of cash.

What Are Bad Credit Loans?

From the term itself, these cash loans Coventry are loans that are catered to people with bad credit. Lenders do not use the credit remarks as a basis whether the application will be approved or not, however, it can be used to determine the loan’s interest rate and amount. Bad credit loans are also referred as cash loans without credit check, bad credit cash loans, or bad credit payday loans.

How To Get A Bad Credit Loan In Coventry?

If you are planning to apply for a loan in Coventry but you are anxious about your credit scores, you can easily find a bad credit lender by browsing online. With just a few clicks, you can land on a bad credit loan website where you can fill out and submit an application form. However, if you do not have enough time to shop around and look for the best bad credit lender, then you can take advantage of comparison sites. These websites are specially designed for the purpose of gathering all the necessary information of different lenders for comparison purposes. Meanwhile, you can benefit from loan brokers who have wide access to different lenders. These professionals can accommodate your prerequisites and demands and use it to find your right match. Unknown to many, most loan brokers do not charge any fee for their services. Loan brokers will also help you find a lender that offers the best deal so that you will not have a hard time repaying the loan back.

Special Benefit

Bad credit loans do not just provide instant money that will answer your current financial dilemma. It will also give you one hidden opportunity and that is to fix your credit profile. Unlike banks who constantly reject bad credit loan application, bad credit loans give you the chance to borrow cash and repay the loan on time, thus, improving your credit profile.

Loanize is a licensed credit broker and not a lender.

We will never charge you for our service and the lender will not increase the rate to cover our fee to them.

We work with over 40 different lenders to bring you the very best rates from across the UK market.

Representative Example: Borrow £200.00 for 60 days. Repay in 2 payments, first payment in 30 days
Each Payment: £147.04. Total Repayment: £294.08, Interest: £94.08.
Interest p.a: 365%(fixed). Representative APR 1058%

Warning: Late repayment can cause you serious money problems. For help, go to moneyadvice.org.uk.

Do not borrow more than you can pay back as defaulting on payments can lead to serious monetary problems.

Any collateral you have against the amount may be at risk of repossession.

Finding the Right Loan for You

There are many kinds of loans that you can get while using a guarantor. We have divided our site to focus on specific kinds to make it far easier for you to make sure you are getting the finance plan you are looking for.

If you are looking for something specific then check to see if our sub-sites cover what your after. If they don’t just get in contact with us and we will definitely be able to help.

5 most recent personal loan reviews

Review of Ikano Bank

Honest, realistic and genuine, I can't say anymore than that. I had problems with credit in my past that were cleared but unfortunately my credit score was very poor but thankfully Ikano loans gave me a chance to rebuild that. High rates, but that's expected when getting a loan with such bad credit. Thanks again for your support.

Review posted by Peter Harrow, Thornbury

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Review of Money Guru

Excellent communication and a very quick and easy process. Authorisation telephone call was conducted by a friendly and polite lady who explained everything clearly. Would highly recommend this company.

Review posted by Melanie Steele

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Review of Satsuma

The service was simply amazing. I have never taken loans service seriously, my view point has now changed. I needed the money for flight tickets to attend a funeral and I could have not been dealt with in such an amazing manner. The interest rate was also better than I expected. Certainly will be paying the money back early as this was really an emergency and a life saver.

Review posted by Wayne Crouch, Plymouth

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money
All reviews acquired from trustpilot.com for authenticity.