Warning: Late repayment can cause you serious money problems. For help, go to MoneyAdviceService.org.uk

Payday Loans


Tick - OrangeOnline decision

Tick - OrangeResponsible lenders

Tick - OrangeBorrow up to £995

Tick - OrangeRates from 278% to 1576%

Tick - Orange3-12 month repayment

Personal Loans


Tick - OrangeInstant Decision

Tick - Orange60-Second Application

Tick - OrangeFrom £1,000 to £25,000

Tick - OrangeRates from 4.7% to 278%

Tick - Orange3-36 month repayment

What sets us apart from the rest

Quick and Easy Application

No one wants to spend all their time filling out over complicated forms.

Personalise Your Loan Needs

It is no good applying for too much or too short a period – Make your loan your way.

Loans Paid Out Today

One of the fastest payouts available, most receive their money within 15 minutes.

See How We Compare

Loan amount
1,000 - 7,500
Loan term
12 - 60 months
CUSTOMERSCORES
Great Customer Service
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Loan amount
1,000 - 10,000
Loan term
12 - 60 Months
CUSTOMERSCORES
Excellent
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Do you really need bad credit loans UK no guarantor?

Most individuals who don’t have a large financial backup seek for a loan at some point in their lives. Well, there are several aspects which are considered at the time of approving the loan application. These aspects include the credit history of the borrower, the monthly income of the borrower, the property owned by the borrower and various other aspects.

This article will be focusing on individuals who have a bad credit history, yet are looking for a loan in order to improve their financial credibility. Bad credit loans UK no guarantor is what such individuals need.

The need for bad credit loans UK no guarantor

This article will be focusing on the major needs and the major aspects to consider as far as applying for bad credit loans UK no guarantor is concerned. In the event that you aren’t certain as to whether or not you should apply for such a type of loan, make it a point to go through these points.

Credit Report

Individuals mostly apply for this form of loans due to a bad credit score. The first and foremost thing that such individuals must do is get their credit report and understand the various aspects that are associated with it. In the event that an individual is unable to understand the various aspects of his or her credit report, seeking help from a professional is perhaps the best possible option.

Incorrect entries

If you aren’t certain as to why you have such a low credit score then going through the report carefully must be your first priority. It may so happen that the reason behind your poor credit score is an incorrect entry. Once you come up with such an entry, it is advisable for you to contact the concerned authorities and ask them to get the incorrect entries corrected or removed. Both will have a positive impact on your credit score which in turn ought to be beneficial in the long run.

No previous loans

This is perhaps another major reason behind a poor credit score that most individuals are unaware of. In the event that an individual has not applied for any form of a loan previously, he or she definitely ought to have a poor credit score. Under such a situation, it is not recommended for an individual to go for bad credit loans UK no guarantor. The best way to get out of such a scenario is to apply for small loan amounts and clear them duly.

There are various other activities that may lead to a bad credit score. In the event that your problem is one of the issues listed above, then it is for certain that you don’t need to go for a bad credit loan. These form of loans makes the task of getting out from a financial issue all the more difficult. Hence, it is strongly recommended for individuals not to go for this form of loans until and unless this is the very last option that they have.

CashComet is a licensed credit broker and not a lender.

We will never charge you for our service and the lender will not increase the rate to cover our fee to them.

We work with over 40 different lenders to bring you the very best rates from across the UK market.

Representative Example: Borrow £200.00 for 60 days. Repay in 2 payments, first payment in 30 days
Each Payment: £147.04. Total Repayment: £294.08, Interest: £94.08.
Interest p.a: 365%(fixed). Representative APR 1058%

Warning: Late repayment can cause you serious money problems. For help, go to moneyadvice.org.uk.

Do not borrow more than you can pay back as defaulting on payments can lead to serious monetary problems.

Any collateral you have against the amount may be at risk of repossession.

Finding the Right Loan for You

There are many kinds of loans that you can get while using a guarantor. We have divided our site to focus on specific kinds to make it far easier for you to make sure you are getting the finance plan you are looking for.

If you are looking for something specific then check to see if our sub-sites cover what your after. If they don’t just get in contact with us and we will definitely be able to help.

5 most recent personal loan reviews

Review of Ikano Bank

Honest, realistic and genuine, I can't say anymore than that. I had problems with credit in my past that were cleared but unfortunately my credit score was very poor but thankfully Ikano loans gave me a chance to rebuild that. High rates, but that's expected when getting a loan with such bad credit. Thanks again for your support.

Review posted by Peter Harrow, Thornbury

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Review of Money Guru

Excellent communication and a very quick and easy process. Authorisation telephone call was conducted by a friendly and polite lady who explained everything clearly. Would highly recommend this company.

Review posted by Melanie Steele

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Review of Satsuma

The service was simply amazing. I have never taken loans service seriously, my view point has now changed. I needed the money for flight tickets to attend a funeral and I could have not been dealt with in such an amazing manner. The interest rate was also better than I expected. Certainly will be paying the money back early as this was really an emergency and a life saver.

Review posted by Wayne Crouch, Plymouth

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money
All reviews acquired from trustpilot.com for authenticity.